Dear partners and clients!
The insurance company PJSC “European Travel Insurance” informs you by this message that in order to protect the interests of Ukrainian citizens who are planning tourist and business trips abroad, the insurance conditions have been amended, namely:
- In terms of medical expenses and accident insurance:
- 1.1. The risk list of program A includesthe risk “reimbursement of medical expenses incurred the diagnosis, outpatient and inpatient treatment of the Insured person in the event of COVID-19 disease”. Reimbursement is carried out within the insurance amount of the policy.
- 1.2. The risk list of the program B includesthe risk “Payment of costs for the further outpatient treatment of the Insured person of the patient COVID-19 for up to 15 days after the expiration of the Insurance Contract”.
- 1.3. The risk list of the program B includesthe risk “Payment of transportation of the Insured person by the economy class after outpatient treatment of COVID-19 or inpatient treatment of COVID-19 after the expiration of the Insurance Contract within 250 EUR/USD”.
- 1.4. The risk list of the program B includes the risk “Payment for the staying of the Insured person abroad after expiration of the Insurance Contract for a period not exceeding 5 days if after being discharged from the hospital the Insured person cannot return to the country of permanent residence (payment of costs is carried out for 5 days of stay and only within the first 15 days after the expiration of the Insurance Contract)”.
We draw your attention to the fact that:
- the living expenses and meal expenses of the Insured person at the time of self-isolation, quarantine or observation during a trip without establishing a diagnosis of COVID-19 or during outpatient treatment of COVID-19 are not covered by the insurance conditions;
- the cost of returning the Insured person from the country of travel to the place of permanent residence after the end of self-isolation, quarantine or observation without confirmation of the diagnosis of COVID-19 is not covered by the insurance conditions.
- In terms of financial risk insurance
- 2.1. An insurance contract with the terms “Trip Cancellation or Interruption” can be concluded at least 14 days before the start of the trip.
- 2.2. In the list of cases that may be the reasons for trip cancellation or interruption, the “Laboratory-confirmed illness of the Insured person at COVID-19” has been added.
- 2.3. Observation, self-isolation of the Insured Person, both before and after the start of the trip, due to contact with the patient at COVID-19, without establishing the diagnosis of COVID-19 to the Insured Person, will not be recognized as an insurance event, and, on the contrary, they will be added to exceptions from the list of the insurance events.
- 2.4. Interruption of travel because of the refusal for the Insured person to enter the country of destination will be recognized as an insurance event, provided that such refusal is motivated by suspicion by the authorities of the country of travel of the illegal labor migration of the Insured person or by suspicion of presence of the Insured's disease COVID-19, if this diagnosis is laboratory confirmed by PCR test in Ukraine, which, in its turn, must be passed no later than 3 (three) days after returning to the place of permanent residence.
The above changes take effect on insurance contracts concluded starting from July 01, 2020.
Management Board of PJSC "ETI"
